鞎岆Μ韼橃澊 & 鞙勳睏韼橃澊 臧€鞚措摐: 欷戧淡鞐愳劀 瓴办牅頃橂姅 氩?(鞕戈淡鞚胳毄)
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title: "鞎岆Μ韼橃澊 & 鞙勳睏韼橃澊 臧€鞚措摐: 欷戧淡鞐愳劀 瓴办牅頃橂姅 氩?(鞕戈淡鞚胳毄)"
summary: "順勱笀鞚€ 靷澕臁岇姷雼堧嫟. 鞁犾毄旃措摐電?霌滊瓍雼堧嫟. 彀╇頃橁赴 鞝勳棎 頃挫櫢 旃措摐搿?鞎岆Μ韼橃澊鞕€ 鞙勳睏韼橃澊毳?靹れ爼頃橂姅 氚╇矔鞛呺媹雼?"
category: "tips"
date: "2026-02-15"
author: "Withyou Trip 旮办垹 韺€"
image: "/images/blog/alipay-wechat-guide-hero.png"
---
# 鞎岆Μ韼橃澊 & 鞙勳睏韼橃澊 臧€鞚措摐: 順勳鞚胳矘霟?瓴办牅頃橁赴
欷戧淡鞐愳劀電?鞎勲霃?順勱笀鞚?靷毄頃橃 鞎婌姷雼堧嫟. 旮戈卑毽?鞚岇嫕 雲胳爯靸侅“彀?QR 旖旊摐毳?靷毄頃╇媹雼?
旌旐啢 韼橃柎鞐愳劀 靷挫晞雮溂霠る┐ 頊措寑鞝勴檾鞐?**鞎岆Μ韼橃澊(Alipay)** 霕愲姅 **鞙勳睏韼橃澊(WeChat Pay)**臧€ **氚橂摐鞁?* 鞛堨柎鞎?頃╇媹雼?
牍勴枆旮办棎 韮戩姽頃橁赴 *鞝?鞐?靹れ爼頃橂姅 雼硠氤?臧€鞚措摐鞛呺媹雼?
## 1. 鞏措枻 瓴冹潉 靷毄頃挫暭 頃橂倶鞖?
* **鞎岆Μ韼橃澊 (Zhifubao):** 鞕戈淡鞚胳棎瓴?雿?膦嬱姷雼堧嫟. 氩堨棴 旮半姤鞚?雮挫灔霅橃柎 鞛堦碃 鞓る臧€ 鞝侅溂氅?雿?毵庫潃 頃挫櫢 鞁犾毄旃措摐(Visa/Mastercard)毳?項堨毄頃╇媹雼?
* **鞙勳睏韼橃澊 (Weixin Pay):** 瓿店笁鞐呾泊鞕€ 毂勴寘頃橁碃 鞁峨嫟氅?頃勳垬歆€毵? 霑岆電?瓴办牅 鞚胳鞚?雿?鞏措牭鞀惦媹雼?
* **於旍矞:** **霊?雼?* 雼れ毚搿滊摐頃橂悩, 鞎岆Μ韼橃澊毳?欤?瓴办牅 靾橂嫧鞙茧 靷毄頃橃劯鞖?
## 2. 鞎岆Μ韼橃澊 靹れ爼 氚╇矔 (歆€旮?頃橃劯鞖?
1. **雼れ毚搿滊摐:** 鞎?鞀ろ啝鞏?頂岆爤鞚?鞀ろ啝鞏挫棎靹?"Alipay" 鞎?甑牅 氩勳爠)鞚?氚涭溂靹胳殧.
2. **臧€鞛?** 氤胳澑鞚?鞝勴檾氩堩樃(SMS 旖旊摐)毳?靷毄頃橃劯鞖?
3. **鞚胳:** "Account" > "Real-name Verification"鞙茧 鞚措彊頃橃劯鞖? **鞐秾**鞚?鞀れ簲頃橁碃 靺€旃措ゼ 彀嶌柎鞎?頃╇媹雼? *彀戈碃: 雿办澊韯?氤挫晥鞚€ 響滌鞛呺媹雼? 鞚措姅 欷戧淡 氩曤鞐?鞚橅暣 鞖旉惮霅╇媹雼?*
4. **旃措摐 於旉皜:** "Bank Cards" > "Add Card"搿?鞚措彊頃橃劯鞖? Visa, Mastercard 霕愲姅 Amex 靹鸽秬 鞝曤炒毳?鞛呺牓頃橃劯鞖?
## 3. 鞙勳睏韼橃澊 靹れ爼 氚╇矔
1. **雼れ毚搿滊摐:** "WeChat"鞚?氚涭溂靹胳殧.
2. **臧€鞛?** 鞚胳鞚?鞙勴暣 旃滉惮臧€ "旖旊摐毳?鞀れ簲"頃挫鞎?頃?靾橂弰 鞛堨姷雼堧嫟.
3. **瓴办牅 頇滌劚頇?** "Me" > "Services" > "Wallet"鞙茧 鞚措彊頃橃劯鞖?
4. **鞚胳:** 鞐秾瓿?頃挫櫢 旃措摐 靹鸽秬 鞝曤炒毳?於旉皜頃橃劯鞖?
## 4. 瓴办牅 氚╇矔
瓴办牅 氚╇矔鞐愲姅 霊?臧€歆€臧€ 鞛堨姷雼堧嫟.
1. **雼轨嫚鞚?攴鸽摛鞚?鞀れ簲:** "Scan"鞚?雸勲ゴ瓿? 旃措霛茧ゼ 攴鸽摛鞚?QR 旖旊摐鞐?雽€瓿? 旮堨暋鞚?鞛呺牓頃橁碃, 瓴办牅頃╇媹雼? (韮濎嫓, 雲胳爯鞐愳劀 鞚茧皹鞝?.
2. **攴鸽摛鞚?雼轨嫚鞚?鞀れ簲:** "Pay/Collect"毳?雸勲ゴ瓿? *雼轨嫚鞚? QR 旖旊摐毳?攴鸽摛鞚?鞀れ簮雱堨棎 氤挫棳欷嶋媹雼? (韼胳潣鞝? 毵ル弰雮犽摐 臧欖潃 鞁濍嫻鞐愳劀 鞚茧皹鞝?.
## 5. 欷戩殧頃?靾橃垬耄?氚?頃滊弰
* **200 RMB 頃滊弰:** 200 RMB *氙鸽*鞚?瓯半灅電?鞚茧皹鞝侅溂搿?靾橃垬耄岅皜 鞐嗢姷雼堧嫟.
* **3% 靾橃垬耄?** 200 RMB毳?*齑堦臣*頃橂姅 瓯半灅鞐愲姅 氤错喌 鞎岆Μ韼橃澊/鞙勳睏鞐愳劀 攵€瓿柬晿電?3%鞚?靹滊箘鞀?靾橃垬耄岅皜 鞛堨姷雼堧嫟.
* **鞐瓣皠 頃滊弰:** 頃挫櫢 旃措摐鞐愲姅 膦呾 鞐瓣皠 頃滊弰(鞓? 50,000 RMB)臧€ 鞛堨姷雼堧嫟. 牍勳嫾 順疙厰 鞖旉笀鞚?鞙勴暣 鞁る 鞁犾毄旃措摐毳?臧€鞝胳槫靹胳殧.
## 頂勲 韺? "TourCard"
鞁犾毄旃措摐臧€ 瓿勳啀 瓯办爤雼鬼暅雼る┐, 鞎岆Μ韼橃澊 鞎?雮挫棎靹?"TourCard"毳?瓴€靸夗晿靹胳殧. 靸來晿鞚?鞚€頄夓棎靹?甏€甏戧皾鞚?鞙勴暣 毵岆摖 氙鸽媹 鞚€頄?瓿勳鞛呺媹雼?
鞓る姌 霐旍韯?歆€臧戩潉 欷€牍勴晿靹胳殧!